Calidear Ooi
Prudential Senior Financial Consultant
MDRT | Premier Bronze
Calidear always has a passion in helping people. In 2017, she started her career as a financial consultant in this industry. Calidear started her journey by approaching strangers on the streets and canvassing. Even though it was not easy, she persevered and continued in a steadfast manner.
Years later, her efforts have paid off. She is now also a mother of 2. Being a mother gave her more drive to help young parents/couples to cover their missing portfolios gaps and also ensure that their child/children have a good headstart in protecting themselves.
This is Calidear’s 9th year serving her clients, many who became friends. She believes in building trust and maintains a good relationship with all her clients. Currently, Calidear takes in referrals and also does online campaigns.
One thing that makes Calidear stands out from other financial consultants out there would definitely be her vivacious personality which makes financial planning easy to digest and less stressful for clients whom she meets. She believes in keeping clients engaged in conversations to understand their situations better. She relishes in meeting with people from all walks of life and hearing their stories can be very inspiring at times !
She believes in doing the right things for her clients and being genuine to everyone she meets. Do check out her client testimonials below to find out more about her clients’ experiences
Action speaks louder than words so click on the above icons to start connecting with her :)
Calidear Ooi
Representing Prudential Assurance Company Singapore | AT31Jan25JI51
MDRT
Premier Bronze

"I am extremely grateful for the exceptional service provided by my financial agent, Calidear. Her expertise and dedication have been instrumental in helping me achieve my financial goals. She have consistently gone above and beyond to ensure that my investments are well-managed and that I am informed about important financial decisions. I highly recommend my financial agent to anyone seeking professional, trustworthy, and results-driven financial guidance."

Prompt, professional, and relatable if I have to sum it up in 3 words. Calidear is in a class of her own and she is truly an agent looking to provide her clients with top-notch servicing and great coverage. I met her 2 years ago in a roadshow, and I told her to follow up with me a few months later as I wasn't sure if I should get insured. A couple of months later, I was surprised that she called me back to follow up and still remembered our conversation back in time. I've truly appreciated her effort in breaking down every single detail of policy and offering the best policy that suits my needs. Thank you Calidear!!!

Calidear has been my agent since 2018 till now 2022, 4 years! Its been a long time coming, ive seen her from her starting points as an agent till now an executive financial consultant. Calidear isnt ur average agent only looking for commissions and sealing deals all the time, she is geniuine and caring, she doesnt beat around the bush and honest. She will go out of her way without any complains and make sure her clients are as comfortable as she can make them feel and accomadate to please them as much as she can. Her efforts and heart is one of many strong points. Knowing her this long i trust her with managing my policy and i dont even question her, i let her handle and do her job flawlessly, im glad that im her friend now from being a client. To all new and potential clients of hers, she is a one in a million. She knows her stuff rly well and she is a gem. There is a reason she is an executive financial consultant and a MDRT member. She is rly great at what she does and passionate.

Cali is a dear agent-turned-sisterfriend who I trust and entrust my life with! Back in 2018, I met her on the street nearby somewhere not dubious. We've been on good terms ever since! She doesn't use any salesy tactics upfront and mingle with us like bffs - and thats the kind of agent anyone needs - to be there for life, if not forever! Come come support support one and only Calidear!

From close friend to my financial advisor. She is definitely one person i trust and able to confide to. She is very professional and passionate about her job, very determined as well. She is patient when explaining the policies to me and also when clearing my doubts. She nver fail to remind me to get insured. Thankyou for being my trustworthy friend and advisor

Calidear is a passionate and dedicated financial agent who is easy to work with. She would explain the details of the policies very precisely so that I'm able to make the right decision and plan properly for my future. Knowing her for 2 years, I know that she will continue to strive to ensure that all her clients are able to match their different life stages needs.

Calidear is a very friendly, considerate, thoughtful insurance agent who is a truly understanding agent and she always did her very best to explains every single detail of the policies and she would show care and concern of your well-being from time to time. I remembered 2 years ago when she approached me during road show at the old bus interchange station, she explained every single plan and the insurances that I purchased. At first, I was hesitated in getting insurances but Calidear made me changed my mind. She explains to me the importance of having insurances. To me, she was a patient agent and she will explain the policies that you are getting repeatedly, and she also clarified all your doubts. It was nice having her as my agent, friend because she was sincere and trustworthy, and I am grateful to have known her. Thank you Cali, and wish you best of luck and all your dreams come true and everything well.

Calidear is my agent for almost 2 years now and she prove to be someone who can be trusted. She will give her best to understand clients’ situation to propose the best plan for that time, and ensure clients understand the pros and cons of any policy she is proposing. When we first met 2 years, I was not in the market for savings/insurance policies, so I was planning to decline whatever she was going to introduce. She introduced and explained the details of a savings plan to me, and explained the importance of getting insured. Her patience and detailed explanation changed my mind. Over the 2 years, she continued to check up on my wellbeing once in a while, and still remembers some things I shared last time, this shows she genuinely cares for her clients. If you are looking for a financial advisor, can consider giving her a chance, you will not regret.

Calidear has been absolutely attentive to my needs and only recommend what suits me best rather than hard selling. She never hesitates to share her knowledge and would take that extra mile to explain until I gets it. Her mature and future oriented mindset has got me started with my financial goals which I am really grateful for, SO CHOOSE CALIDEAR NOW ♡

I met Calidear a couple years back when I was still studying and she gave me a very good first impression as being very professional and sincere in providing financial advice. She took into account the fact that I did not have a steady source of income for the time being and provided very sensible financial advice. She explained every detail of the plan very thoroughly and provided an in-depth analysis of the pros and cons of the plan. This made it possible for me to consider the benefits and suitability of the plan I was buying easily. After buying the plan, she would arrange for regular follow up sessions for updates and possible enhancements to the plan. Calidear has shown she is able to consider my overall financial situation when recommending plans and enhancements. I find this to be very helpful in planning for my future.

Calidear has been my agent since 2018. Working with her has been an incredible joy. Her ability to simplify the many plans out there to make them easier to understand. This allows me to make the best informed decision to help achieve my financial goals. It has been helpful in getting the right coverage for me.
I know her to be dependable, responsible honest and courteous agent. It has been a wonderful journey and looking forward for many years to come!:)

Calidear is a agent who i find to be very patient and meticulous in terms of explaining the plans to the small little detail which would be usually overlook. When i first met her, i was not a believer in insurance as i myself do not have one at the moment. After hearing that, Cali told me that it was very important to have a insurance plan. As such she talk to me and ask me about my current financial status and she introduced me to the plans that are suitable for me at the moment. At the same time she told me what the plans that i bought will cover me for what cases. I'm definitely blessed and lucky to have her as my insurance agent.

It was a blessing to have Calidear to plan for the gaps in my portfolio 👍
Being a financial planner myself too, never did I realised that there are certain gaps in my portfolio that I would never realise on my own. The best part of appointment was she was not like any typical adviser, being PUSHY or a FORCEFUL seller! She explained in detail and carefully, to ensure that I fully understand what I’m signing up for 🙂
If I were to recommend any adviser who requires a second opinion on reviewing their portfolios, say no more. Give her a shot to review and you will be surprised by her professionalism and cheerful personality 😃

Calidear is a very determined person and passionate about her work despite a lot of ups and downs and she will always look at things with a positive mindset. At first when i met her at the mrt 2 years ago, i was very reluctant to get insurance because i don’t know how it will benefits me. And she will patiently explained to me about the policies repeatedly as i am trying to understand it. After that i decided to start my very first policy and i have no regrets. She is friendly, helpful and care for her clients. I have no regrets putting my trust on her .Thank you ,appreciate for all the effort that you have put in for the past years :)

A very committed responsible insurance agent. Policies well explained with patience and thoughtfulness. We know that our daughter life insurance is well entrusted. With your great personalities presentation and earnest services provided, we will definitely do more referral for benefiting my people who really need help. Life Protection is the Best Protection in Life.

我认识 Calidear 两年了 我信任她Calidear 是一位不错的保险 agent 她很友善和很亲切 她会介绍一些比较实际的保单给客户 会时常约客户出来聊天关心一下客户的状况 如果有人想要买保单我会推荐她:)

She is very comfortable person to talk to. She have been managing my financial portfolio for years. Every year without fail, she will meet for chit chat session. She will give new updates and recommend only those plan that you truly need and won't pressure people to buy what’s not needed.Thats what differentiate Calidear from other agent. A very good friend and a perfect financial consultant. Its like hitting 2 birds with 1 stone.

Calidear is a fun person that speaks directly to her point at the same time she’s also a very hardworking and professional agent, always passionate about her job. Always advice by looking into her client perspective and suggest the plan's suitable or not for you from there.Nice having her as my agent!

Calidear is someone that is easy to talk to and also very passionate about her work . She is always looking out for her clients, making sure that they are making full advantage of the kinds of opportunities that can be offered to make full use of the plans available. Putting that aside, catching up with her yearly has been a fun and interesting experience also! Thanks for being both a financial adviser and also a good friend at the same time!

I met Cali two years ago when I was still a student who have no idea about financial planning. Initially I was so hesitant but her patience and persistent had changed my mind. She is a approachable and understanding agent who recommends policies that best suit your needs. For those who would like to learn more about financial planning and insurance policies, she's definitely the right person to have a talk to ! 5/5 star for her ! :)

Before you read this, you need to know what is Virgo. Yes, Virgo is zodiac sign, but what are their personalities and traits? You can google or if you have Virgos friends, observe the person or you may use the person as reference.
Let me summarize for you, Virgos are logical, practical and systematic in their life approach. Virgos want to help. Therefore, they are kind, gentle and supportive friends. You will ask, why do you need to know all this?
The answer is Calidear is a Virgo. When come to important document, you would want to have a person that you can trust. You want honesty and you want the document to be systematic, especially when it comes to life and death. Virgos are very practical and they will tell you the truth instead beating around the bush.
Virgo will understand and support your decision in the end. So, don’t worry, Calidear won’t bite, give people a chance, she is just trying to help because that is her field of expertise! At the end of the day, decision is yours.
When I took up my first policy with her, she took her time and explains to me as I don’t have any knowledge about this. She also understands that I am a student with limited source of income. She gives me advice and leaves the decision to me.
I treat her as a friend and her profession is a bonus as it is very comfortable talking to her! Written by, a Virgo friend. We are practical, no need to be bias, just the truth :>.

Known Calidear thru a trusted referral. Based on first impression she’s very committed responsible agent, very real and down to earth person. She is very understanding and will analyse if any plans are suitable for you. Very responsive and make sure to clear my doubts if any. Policies well explained with patience and thoughtfulness!! Takes good care of her client, will fight for you if need be!! Definitely going to recommend my friends to her. Really thankful to have known her :)

I've known Calidear for close to 10 years now, she is an amazing friend of mine. Though she has been in the industry for some time now, i've only recently signed a plan with her. Her dedication to serve her customers is unquestionable. She has been patient with me throughout, explaining terms and policies that is suitable for my needs. She builds a special bond/friendship with her clients which makes it easier to communicate. I admire her for her hard work! Thanks for keeping me insured!

Having known Calidear for 10 years , she is someone whom is trustworthy and caring . She will recommend plan that suits you the most with thoughtful considerations on what will be the best plan for you.
She is honest , helpful and approachable whenever help is needed . Her passion and seriousness in work definitely put my heart at ease and not worrying about trusting the wrong person to manage my financial portfolio !

Calidear was different from other financial consultants that I have met. She's honest, friendly, patient, passionate and understanding. She would listen, understand, recommend plans you need and patiently explain the plans in great details while letting you decide. She also doesn't hide the fact of pros and cons with other plans that are out there. I'm lucky to be able to meet her through a friend referral and glad to have her as an consultant and as a friend :)

I met Calidear at a roadshow in October 2019, so it has been almost exactly a year. She was friendly despite me being hesitant at first, but what sets her aside is that she is understanding and not too insistent. This is what got me to choose to work with her, as I believe that being able to click with your consultant is crucial when making your decision to buy an insurance, as this is a long-term commitment. I recently met up with Calidear for a meal as well, and happy to say, I consider her a friend first before a financial consultant!

I have known Calidear since 2018 at tampines where she was working hard on her roadshow, she remains committed to her clients till today, not easy for insurance sales line. Just recently I was enquiring with her on medical claims and she is very prompt with her reply. I got the answer I wanted immediately. Furthermore, I also see that my cpf money could do much more returns rather than putting it in my OA earning fixed rates. I invested my cpf money through Calidear's recommendation and so far I am quite satisfied with the result.
She is bubbly always and like a bro, consult her, never go wrong.

Having known her for only less than a month, Cali has been patient with me on my financial needs as I had to delay my contract for a month due to unforeseen circumstances. She handled the delay professionally and gave me time before contacting me on a later date to change the plan details. When I met her, I explained to her what I needed and she provided my with many options to the different plans and gave me the best possible plan to suit my financial needs. Unlike other agents, Cali doesn't force me to buy whatever i don’t need and went with whichever plan that I wanted.

Calidear has been very helpful in recommending the right premiums for my needs, she doesn't oversell plans.
Your financial status will also be taken into consideration when choosing the right premium for you.
Even if you have the weirdest questions for her, she will somehow have the answer for you
10/10 perfect answer !

We get to know Calidear during a roadshow at about few years ago and we are so happy that she is so helpful and polite when we approached her of our existing plan at that time which the previous agent has since left the insurance company. Without hesitation, she told us she is willing to take over even without any benefit as she do not want us to feel at loss. We really appreciated her sincere and caring attitude and she recommended policies that suits us in return at our older age. Truly, Calidear is a very sincere person, cheerful and doing her best to hear us. We are so glad to have continue this keep in touch with her till today and believe in future will be even more better only. Calidear, thank you so much and keep up your good work! Yeah! 😊😊

Calidear is a young and passionate financial consultant. She takes into consideration of our financial capability and needs before recommending the right policy for us. With her continuous review these 2 years, we have gained a better understanding of financial planning. Hit her up if you need any financial advice!!

Calidear is a passionate and dedicated person. She will first understand the clients circumstances before introducing any policies that best fit them and also ensure that the client understands the policy.Glad to have her to look be there to take care of all my policies and got me covered .

Calidear is a very cheerful and enthusiastic agent bringing joy to clients. She is also very caring. Her attitude towards clients is very touching. I always remember she would feel bad if she is not able to help within her capability. Her working attitude deserves a thumbs up.

If you are looking for someone who truly works with your needs and advise policies accordingly, do look for Cali! Cali is a diligent and friendly consultant whom you can trust your policies with. She is passionate, and through the session you can feel that she wants the best for you and ensure you are properly covered. As her friend, I'm pleased with her professionalism!

I got to Know cali through a friend that introduced me to her. Even though it was the first time that we met, she was very helpful and enthusiastic about helping me choose the correct policy that would match my financial capabilities. She would go through the policies throughly so that i would better understand the benefits of it. She definitely someone to find if you have any queries about any financial matters!!

I got to Know cali through a friend that introduced me to her. Even though it was the first time that we met, she was very helpful and enthusiastic about helping me choose the correct policy that would match my financial capabilities. She would go through the policies throughly so that i would better understand the benefits of it. She definitely someone to find if you have any queries about any financial matters!!
I met Calidear at a road show in 2018 and has known her for 2 years.
She has been a very diligent and passionate agent who will work her best to get the most comprehensive coverages for her client. She is also honest, detailed and patient in explaining the various insurance policies so that I am fully clear of how the plans will benefit me.
I am grateful to have an agent like Calidear, as she will constantly be looking out for coverages that I am missing out and need to supplement in life.

I got to Know cali through a friend that introduced me to her. Even though it was the first time that we met, she was very helpful and enthusiastic about helping me choose the correct policy that would match my financial capabilities. She would go through the policies throughly so that i would better understand the benefits of it. She definitely someone to find if you have any queries about any financial matters!!
我很高興可以認識到這個勤力又有責任感的保險代理。她跟其他我看到的代理不同,不會去給顧客壓力,但會用心的了解顧客的需求,也給我最適合的方案,只要你真實的跟講你情況,她一定會幫助你。Calidear 她是一個值得信任的人,敬業樂業的人,我不會疑慮去介紹給別人。

Suba is one of my great friend throughout my growing years and proudly to say after 4 years in this industry she’s finally ready to step out of her comfort zone to get her policies from me ! i’m really happy for her and i do hope we can keep this trust and friendship going on and strong always .

A great mom and definitely a great agent, Calidear always give clear explanation whenever I had doubts with my plan.
She also insists on reviewing my plan with me at least once a year even though I fully trusted her with my money and show me the latest plan available for my consideration.
My one and only agent, my first, my last☝🏻

Calidear is very helpful and goes the extra mile to ensure that any queries and doubts about available policies are answered truthfully. She is able to provide the best advice and policies to fit one's coverage needs. 👍